What are the Best 0% APR Credit Cards for 15 Months?

0% APR Credit Cards for 15 Months: Everything You Need to Know

If you're looking for a credit card that offers a long introductory period of zero percent interest, then you're in luck. We've compiled a list of the best 0% APR credit cards for 15 months that you can apply for today. But before you do, here's everything you need to know about these cards.

What are 0% APR Credit Cards?

Zero percent APR credit cards are cards that offer a promotional period where you won't be charged any interest on your balance. This can be a great way to save money on interest charges if you have a large balance to pay off or if you plan on making a big purchase that you can't pay off right away.

What are the Best 0% APR Credit Cards for 15 Months?

1. Chase Freedom Unlimited: This card offers 0% APR for 15 months on purchases and balance transfers, and has no annual fee. Plus, you'll earn 1.5% cash back on all purchases.

2. Wells Fargo Platinum: This card offers 0% APR for 15 months on purchases and balance transfers, and has no annual fee. It also offers cell phone protection when you pay your bill with the card.

3. Citi Diamond Preferred: This card offers 0% APR for 18 months on balance transfers and 0% APR for 18 months on purchases, but does have a balance transfer fee. It also has no annual fee.

4. Capital One Quicksilver: This card offers 0% APR for 15 months on purchases and balance transfers, and has no annual fee. Plus, you'll earn 1.5% cash back on all purchases.

5. Discover it Cash Back: This card offers 0% APR for 14 months on purchases and balance transfers, and has no annual fee. Plus, you'll earn 5% cash back on rotating categories and 1% cash back on all other purchases.

What Should You Consider Before Applying?

Before applying for a 0% APR credit card, you should consider a few things. First, make sure you can pay off your balance before the promotional period ends, as the interest rate will go up significantly after that. You should also consider any fees associated with the card, such as balance transfer fees or annual fees. Finally, make sure the card fits your spending habits and rewards preferences.

How Can You Make the Most of Your 0% APR Credit Card?

To make the most of your 0% APR credit card, focus on paying off your balance before the promotional period ends. You should also avoid making new purchases on the card, as this will add to your balance and make it harder to pay off. Finally, take advantage of any rewards or cash back programs the card offers to maximize your savings.

Conclusion

If you're looking for a credit card with a long introductory period of zero percent interest, then consider one of the best 0% APR credit cards for 15 months on our list. Just make sure you consider the fees and make a plan to pay off your balance before the promotional period ends. With the right strategy, you can save money and make the most of your credit card.