What Are the Top Credit Cards for 2017?

As an expert in the field of credit cards, I am happy to provide a detailed answer to the question of what thetop credit cardsfor 2017 are. After conducting extensive research, I have identified several credit cards that stand out in terms ofrewards,benefits, and overall value.

Chase Sapphire Preferred Card

One of the top credit cards for 2017 is the Chase Sapphire Preferred Card. This card offers a generous sign-up bonus of 60,000 points after spending $4,000 in the first three months. These points can be redeemed for $750 in travel rewards. Additionally, the card offers 2X points on travel and dining purchases and 1X point on all other purchases. The card also has no foreign transaction fees and comes with travel and purchase protection benefits.

Citi Double Cash Card

Another top credit card for 2017 is the Citi Double Cash Card. This card offers 1% cash back on all purchases and an additional 1% cash back when you pay your balance, making it a great choice for those looking for a simple rewards program. The card also has no annual fee and comes with Citi's Price Rewind, which can help you save money by finding a lower price on eligible purchases.

Discover it Cashback Match

The Discover it Cashback Match card is also a top credit card for 2017. This card offers 5% cash back on rotating categories each quarter, up to $1,500 in purchases, and 1% cash back on all other purchases. The card also comes with Discover's Cashback Match program, which matches all the cash back earned in the first year. This card has no annual fee and offers a variety of benefits, including free FICO credit score tracking.

American Express Platinum Card

For those who are willing to pay an annual fee, the American Express Platinum Card is a top credit card for 2017. This card offers a variety of benefits, including a $200 airline fee credit, access to airport lounges, and a $100 credit for Global Entry or TSA Precheck. The card also offers 5X points on flights booked directly with airlines or through American Express Travel, as well as 5X points on eligible hotels booked through amextravel.com. Additionally, the card offers a generous sign-up bonus of 60,000 points after spending $5,000 in the first three months.

Tips for Applying and Using Credit Cards

When applying for a credit card, it's important to consider your spending habits and goals. Look for a card that offers rewards and benefits that align with your needs. Additionally, be sure to pay your balance in full each month to avoid accruing interest charges.

To save money with credit cards, consider taking advantage of rewards programs and cash back offers. You can also look for cards with noannual feesor low interest rates to minimize costs.

It's important to be aware of the annual fees associated with credit cards. Some cards may offer great rewards and benefits, but the annual fee may not be worth it for everyone. Additionally, be sure to read the terms and conditions of your card carefully to avoid any hidden fees or charges.

When choosing a credit card company, consider factors such as customer service and reputation. Look for companies that have a good track record and positive reviews from customers.

In conclusion, there are many great credit cards available in 2017, each offering unique rewards and benefits. By considering your spending habits and goals, you can find a card that offers the best value for your needs. Remember to use credit cards responsibly and to be aware of any potential fees or charges.